Uninsured driver accident claims must be what we all dread when in a road traffic accident. It’s bad enough being hit by another car in an accident that was not your fault, but to then discover that the driver is uninsured only adds to your worries.

An uninsured driver accident claim aims to take away those worries when looking for compensation after a road traffic accident. You are the one who suffered the personal injury, and you can still claim compensation for the impact on your life.

At PBN Litigation, personal injury solicitors, we know the stress involved in making a compensation claim after a road traffic accident with an uninsured driver.

PBN Litigation Solicitors in Dublin can work with you to make a claim for personal injury compensation.

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What is an uninsured driver accident claim?

An uninsured driver accident claim is a personal injury claim for compensation you make when hit by an uninsured driver in Ireland. You make the claim for the injuries, the costs and the losses due to the road traffic accident.

Nearly 1 in 12 cars on Irish roads are uninsured, according to the Gardai and the Road Safety Authority. Having more than 180,000 uninsured cars on Irish roads increases the risk of an accident involving one. New technology being used by the Gardai makes it easier to identify uninsured drivers, and there has been an 11% growth in personal injury claims for compensation against these drivers in recent years. 

If you are hit by an uninsured driver when on the road, you can make a claim for compensation. The Motor Insurance Bureau of Ireland handles such claims, and your PBN Litigation Solicitors personal injury solicitor can be your representative when making a claim.

PBN Litigation Solicitors in Dublin have the experience in making uninsured driver compensation claims.

PBN Адвокаты будут работать вместе с вами, чтобы вы получили компенсацию, которую заслуживаете.

Мы гордимся тем, что избавляем от стресса при судебных разбирательствах по личным травмам, предоставляя услуги, ориентированные на клиента.

Can I claim against an uninsured driver in Ireland?

Yes, you can claim against an uninsured driver for compensation when you are injured in a road traffic accident.

An uninsured driver should not be on the road, but they are in Ireland, and uninsured drivers cause accidents and injure people all the time in Dublin and throughout the country.

The MIBI, the Motor Insurers Bureau of Ireland, has a fund, financed by a levy on all insurance policies paid by other drivers. The fund, managed by the MIBI, is there to pay out on claims against the uninsured driver or the hit-and-run driver if not found.

PBN Litigation personal injury solicitors in Dublin have the experience of working with the MIBI in making claims against their uninsured drivers’ fund

Common uninsured driver accident claims

Common uninsured driver accident claims in Ireland range from the rear-ending when driving in town to being hit by a speeding uninsured motorist at the pedestrian crossing.

You make a personal injury claim for the impact on your life today and in the future.

Types of uninsured driver accident claims in Ireland:

A passenger injured when a car is in an accident with an uninsured driver can suffer many injuries. The injured passenger could be in a car hit by an uninsured driver, or the driver of their car may be uninsured.

Personal injury claims by passengers in road traffic accidents:

  • Head, neck and shoulder passenger injury claims
  • Broken leg suffered by a passenger
  • Back injury claims for an injured passenger

PBN Litigation Solicitors can make the uninsured driver passenger injury compensation claim.

A cyclist can be hit by a car when on the road in Ireland and suffer all types of injuries. The busy streets of Dublin see many cyclist accidents caused by uninsured drivers.

Types of claims for cyclists in road traffic accidents:

  • Head injury when knocked off the bike by an uninsured driver
  • Soft tissue injury when knocked off the bike by an uninsured driver
  • Loss of a limb due to being hit by an uninsured driver in Dublin

PBN Litigation Solicitors in Dublin can make the cyclist personal injury claim for compensation.

The pedestrian injured when hit by an uninsured driver could be knocked down on a quiet country road or when crossing the street in Dublin or any city in Ireland.

Pedestrians are very vulnerable road users. The slightest tip by a car driven by an uninsured driver can cause severe injuries such as head and brain damage.

A car that mounts the pavement or fails to stop at a pedestrian crossing can cause serious injuries to a pedestrian.

Any fatal road traffic accident is a terrible time for those left behind. The shock for the family and dependents of the deceased will last for life, but they can still make a compensation claim for their loss.

Dealing with the passing of a loved one will involve dealing with the costs and losses caused by their death in a fatal road traffic accident.

You can claim for the impacts of losing a loved one in a road traffic accident involving an uninsured driver.

PBN Litigation Solicitors will be by your side when making a fatal road traffic accident claim.

A child injured in a road traffic accident with an uninsured driver can suffer the same injuries, the same losses as anyone else, but the impact on their lives can last for many years.

Types of child road traffic accident claims:

  • Child knocked down by an uninsured driver on their way to school
  • Child injured when an uninsured driver hit their parent’s car
  • Child injured when an uninsured driver mounted the pavement in town

You can make a personal injury claim on behalf of your child when they are injured by an uninsured driver in Ireland.

PBN Litigation Solicitors has an experienced team that can handle all types of road traffic accident compensation claims.

Контакт PBN юристы сегодня для всех ваших потребностей в компенсации личных травм.

How to make an uninsured driver personal injury claim in Ireland

To make an uninsured driver personal injury claim in Ireland, you must go through the MIBI with the help of a solicitor.

You must contact the Gardai if you are in an accident with an uninsured driver. It is an offence to drive when uninsured on Irish roads, and if you have any suspicion that a driver is uninsured, call the Gardai.

You can still claim compensation against the uninsured driver, but the claim will probably go through the Motor Insurers Bureau of Ireland, the MIBI.

A compensation claim against the uninsured driver or the hit-and-run driver in Ireland is made through the MIBI fund, and a personal injury solicitor can deal with your claim with the MIBI.

The MIBI will investigate your case and, if and when they see the facts of the claim, should pay any compensation due.

You should not take any money directly from the uninsured driver, as they will promise you anything to get you out of calling the Gardai or claiming against the MIBI fund.

At PBN Litigation Solicitors, we have the experience of making MIBI claims and will be with you when making an uninsured driver accident claim.

Compensation for an uninsured driver accident claim in Ireland

Compensation for an uninsured driver accident in Ireland can be for the many injuries people suffer when hit by an uninsured driver when out walking, taking the kids to school or when cycling to work.

There is not one fixed compensation award, and your solicitor can only give you an idea of what is possible in any road traffic accident claim.

Every compensation claim is different, and you claim for the effect of the personal injury on you and its effects on your life.

PBN Litigation Solicitors can explain how the process works and how your compensation claim will be a combination of two types of damages.

Damages in an uninsured driver accident injury claim

Damages in an uninsured driver accident injury compensation claim are a combination of:

General Damages in an uninsured driver accident claim are for compensation for the pain and suffering you experience due to the injury when hit by a car while crossing the road or when going around the roundabout.

For example, you can claim General Damages for the pain from the arm and leg injuries when you are hit by an uninsured driver on the street or the injuries when hit by another driver who is driving uninsured.

Возмещение общего вреда может быть востребовано в любом деле о телесных повреждениях, если травмы причиняют боль и неудобства и влияют на вашу способность заниматься физическими упражнениями, водить машину, играть в спортивные игры и участвовать в других видах деятельности. 

Special Damages in an uninsured driver accident claim are for the financial effects on your life due to the injury, such as when making adaptations to the home if severely injured in an accident on the road.

В рамках реального ущерба вы требуете возмещения: 

  • Потеря заработка
  • Расходы на уход сегодня и в будущем
  • Out-of-pocket expenses such as travel, medical appointments, and further treatment 

Special Damages are for the financial effects of a loss of income when recovering from a road traffic accident injury, or if you can only take lesser-paid employment in the future. 

You claim Special Damages to offset the financial costs of the personal injury, so you will not be out of pocket due to the actions of others. 

In your road traffic accident injury claim, the solicitor can advise you on how the two types of damages are relevant to your claim for compensation. 

Start your personal injury claim today

Start your personal injury claim today by contacting PBN Litigation Solicitors in Dublin.

If you have suffered a back injury in an accident with an uninsured driver, then PBN Litigation Solicitors have the experience and expertise to manage your compensation claim.

You, the client, are the one injured and in recovery. The last thing you should have to worry about is dealing with the Injuries Board, the MIBI or the courts when recovering from a personal injury.

Contact PBN Litigation Solicitors today to start making an uninsured driver accident compensation claim.

FAQs about Uninsured Driver Accident Claims

There is a two-year time limit for making an uninsured driver injury claim in Ireland. You should start the process of engaging a solicitor and applying to the Injuries Board before the two-year limit is reached.

You should make a personal injury accident claim as soon as you have a diagnosis. Remember, the two-year time limit only begins on the day of diagnosis, not the day of the accident.

An uninsured driver accident claim can take anywhere from a few months to a few years, depending on the evidence and circumstances of the accident.

If going to the MIBI, the claim may take longer, or if the other driver refuses to accept blame or leaves the scene of the accident.

No, you do not need a solicitor to make a personal injury claim, but having one on your side can make all the difference.

A solicitor will know how to handle an uninsured driver accident injury claim and will be on your side throughout the process.

No, you will not have to go to court with an uninsured driver accident claim. Your solicitor will work with all sides involved in the claim to keep the case out of court.

If you do need to go to court, such as when an uninsured driver refuses to engage with the process, your solicitor will know what to do from day one.

Yes, you can make an uninsured driver injury claim for a relative if they are unable to or if you are a dependent of someone who may have passed away due to an accident.

Dependents who can make an uninsured driver injury claim may be:

  • A husband or wife 
  • Parents of the injured person
  • Grandparents 
  • Children 
  • Adult-dependents 
  • Family members who rely on the injured person for care and financial support
  • A sister or brother 
  • A half-brother or half-sister